Sugarfree Lovers

March 1, 2015

Your Life Your Responsibility Your Decision

My Dad is a salaried employee and unlike few of my close relatives
who did very well in their business and have a good cash flow all the time he only
has a fix income every month. Still If I compare the lifestyle he has
provided to me and my siblings is nothing less than my well off cousins.Dad
and my mom together provided us the best things in life, be it cloths, food,
education, vacations or values. They have always encouraged us to do the right things,
and plan for things we want to do in long run.
The art of saving was taught to us in very young age by mom.
We used to have our own piggy banks and as teenagers we had our own savings
account in bank too. In my case I had my first bank account at the age of 13,
which I owned jointly with my mom, but I was the one supposed to maintain the
account. Whenever I saved 500 or 1000 rupees from my pocket money I used to
deposit that to my bank account. This way I not only learnt the bank related
work but also became confident about myself.
We are two sisters and one brother and we have just 2 to 3
years of age gap between us. During our school and college days there were
times when my parents had to pay 3 equally big tuition fees at one go and they
did it all quite smoothly. None of us had to go for education loan or anything
of that sort. For mine and my sister’s weddings the kind of arrangements my
parents did left many of our relatives surprised. They were not expecting my parents
to organize 
such lavish weddings one after another, but my parents did it as
that was their dream and they have planned for it in advance. They did not take
financial help from anyone and were able to do it all on their own. They were always
able to give the best to their children and it was the result their good financial planning.
By seeing them and with my mom’s motivation I also started
with financial planning and investment quite early in my career.  And luckily I am married to a man who too comes from quite similar background as mine and believes in planning and being
independent. We are working together towards our financial and personal goals
and I am sure we will also be able to give the best of best to our future kids :)
Being independent financially not only gives one confidence
to face the future but also makes the present more peaceful. You can live in
today completely only when your future worries are all taken care of. In today’s
fast lifestyle we cannot guaranty that everything will be good in future but
with planned finances we can be sure of a financially secured future, which for
sure will be better than an unplanned one.


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